A COMPARATIVE STUDY OF MANAGEMENT OF NPA IN SELECTED PUBLIC AND PRIVATE SECTOR BANK IN INDIA
Journal Title: IMPACT : International Journal of Research in Humanities, Arts and Literature ( IMPACT : IJRHAL ) - Year 2019, Vol 7, Issue 4
Abstract
NPAs point out the credit risk of the banks and the financial institutions. The operational effectiveness of the banks and financial institutions is impinged by the quality of advances which in turn has an impact on their profitability, liquidity and solvency position and leads the accumulation of losses in the succeeding years. NPA means an asset or account of borrower, which has been classified by a bank or financial institution as sub-standard, doubtful or loss asset, in accordance with the directions or guidelines issued by RBI. In this paper, the researcher has tried to show the position of gross and net NPAs of both the public and private sector bank, during the period of last 5 years from 2013-14 to 2017-18. The study is an attempt to analyze the financial performance of SBI, PNB, HBFC, and Axis Banks. The study is descriptive and analytical in nature. The collected data was secondary in nature and collected from various annual reports of the bank, RBI bulletin, journals, websites, etc. The allegory of the financial performance of these four banks was made on the seat of a statistical & mathematical tool like percentage, tabulation, Graph, etc. The study concludes that the level of NPA is high in public sector bank as compared to private sector bank.
Authors and Affiliations
Chirag Rana, Hiral Desai
Keywords
Related Articles
- EP ID EP563627
- DOI -
- Views 104
- Downloads 0
A STUDY ON PROBLEMS FACED BY CONTRACT BROILER POULTRY FARMERS
Broiler poultry meat production and consumption pattern in India is increasing from year to year due to certain reasons such as an increase in demand, the purchasing power of customers, regular and fast returns, implemen...
A COMPARATIVE STUDY OF THE INVENTORY MANAGEMENT TOOLS OF TEXTILE MANUFACTURING FIRMS
The prime objective of inventory management is to ensure enough stock on hand for the business to meet the customer’s requirements. Various inventory management tools ensure the various types of inventories are properly...
TUTORS’ LESSON PREPARATION IN THE IMPLEMENTATION OF INTEGRATED LITERATURE AT PUBLIC PRIMARY TEACHER TRAINING COLLEGES IN KENYA
Preparation of lessons is an inevitable first step in a school teaching activity because it gives the teacher an opportunity to formulate lesson objectives. Subsequently, the teacher selects the content and determines th...
A STUDY ON CUSTOMERS’ PERCEPTION TOWARDS CREDIT CARD SERVICES PROVIDED BY SBI IN NAGAPATTINAM DISTRICT
The paper has been undertaken to study the perception of the respondents towards 20 factors related to credit card usage in Nagapattinam district. The sample size was 600 respondents who are using SBI credit card in the...
REGIONAL DISPARITIES OF HUMAN RESOURCE DEVELOPMENT IN PATHARDI TAHSIL OF AHMEDNAGAR DISTRICT (M.S)
The human resources development is not equal over the nation, it is spatial disparity refers to the uneven distribution of socio-economic variables across in India. Measuring spatial inequality usually involves calculati...