A Study on Mergers and Acquisitions of Indian Banking Sector

Abstract

The Indian banking sector has witnessed many Mergers and Acquisitions in the recent and past decades. With this context this study analyzed pre and post merger performance of ING Vysya Bank and Kotak Mahindra Bank using CAMEL rating approach system. The quality of assets is an important parameter to gauge the strength of the bank. The prime aphorism behind measuring the assets quality is to ascertain the component of non performing assets NPAs , total investments and total assets. This paper mainly aims to highlight the theoretical background of merger and acquisition and evaluation of assets quality in Indian banking sector and to examine the pre and post merger performance of net NPAs to net advances and gross NPAs to gross advances in ING Vysya and Kotak Mahindra bank. And also, to assess the pre and post merger performance of total investment to total assets and net NPAs to total assets of ING Vysya and Kotak Mahindra Bank. In this paper data has been collected from secondary sources and for the purposes of analysis or to measure adequacy of data applied one sample T Test, descriptive statistics. Finally, this study results net NPAs to net advances, gross NPAs to gross advances, net NPAs to total assets post merger performance was high and improved compared to the pre merger performance of Kotak Mahindra bank. Further the total investment to total assets the post merger performance was less or reduced after ING Vysya Bank merged with Kotak Mahindra Bank. Therefore, there is a significant difference between pre and post merger performance of net NPAs to net advances and total investment to total assets. K. Divya | Dr. P. Basaiah "A Study on Mergers & Acquisitions of Indian Banking Sector" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-5 , August 2021, URL: https://www.ijtsrd.com/papers/ijtsrd45147.pdf Paper URL: https://www.ijtsrd.com/management/accounting-and-finance/45147/a-study-on-mergers-and-acquisitions-of-indian-banking-sector/k-divya

Authors and Affiliations

K. Divya | Dr. P. Basaiah

Keywords

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  • EP ID EP699802
  • DOI -
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How To Cite

K. Divya (2021). A Study on Mergers and Acquisitions of Indian Banking Sector. International Journal of Trend in Scientific Research and Development, 5(5), -. https://europub.co.uk./articles/-A-699802