Adoption of Biometric Fingerprint Identification as an Accessible, Secured form of ATM Transaction Authentication
Journal Title: International Journal of Advanced Computer Science & Applications - Year 2015, Vol 6, Issue 10
Abstract
Security is continuously an important concern for most Information Technology-related industries, especially the banking industry. The banking industry is concerned with protecting and securing the privacy and data of their customers, as well as their transactions. The adoption of biometric technology as a means of identifying and authenticating individuals has been proposed as one of the varied solutions to many of the security challenges faced by the banking industry. In this paper, the authors address the ATM transaction authentication problem of banking transactions using fingerprint identification as one form of biometric authentication. The novel methodology adopted proposes the use of an online off-card fingerprint verification, which involves the matching of live fingerprint (templates) with pre-stored templates read from the ATM smart card. The experimental evaluation of the proposed methodology presents a system that offers a faster and relatively better security of authentication, as compared to previous and existing methodologies. Moreover, the use of BioHASH templates ensures an irreversible cryptographic hash function, facilitates a faster authentication, and enables an efficient framework of detecting potential duplicates of banking account holders.
Authors and Affiliations
Michael Kwakye, Hanan Boforo, Eugene Badzongoly
Keywords
Related Articles
- EP ID EP143463
- DOI 10.14569/IJACSA.2015.061035
- Views 72
- Downloads 0
Blockchain Traffic Offence Demerit Points Smart Contracts: Proof of Work
In Malaysia, a new regulation of traffic offences demerit points has been over a debate. Therefore, a blockchain model is formulated to solve this issue. It serves a purpose to be a Proof of Work (PoW) of a blockchain sy...
Web and Telco Service Integration: A Dynamic and Adaptable Approach
The current evolution of the Web, known as Web 2.0 and characterized by providing a diverse global service ecosystem, has marked a change in the role played by telecom operators. In order to maintain high competitive mar...
Using Creative Educational Drama to Enhance Self-Development Skills for the Students at University Level
This study has been undertaken using a creative drama in teaching in order to improve the communication and thinking skills for the students of preparatory year students at the Northern Border University. It aimed to mea...
Data Mining Techniques to Construct a Model: Cardiac Diseases
Using echocardiography flexible Transthoracic Echocardiography reported data set detecting heart disease by using mining techniques designed prediction model the data set can develop the reliability of analysis of cardia...
Energy Harvesting for Remote Wireless Sensor Network Nodes
Wireless Sensor Network (WSN) technology is widely used for controlling and monitoring purposes. Advancement accomplished in the past era in wireless communications and microsystems have allowed the change of minor degre...