Analysis of resource capacity of the banking system in times of crisis
Journal Title: Visnyk Ternopilskoho natsionalnoho ekonomichnoho universytetu - Year 2017, Vol 1, Issue
Abstract
In any state banking system always acts as a catalyst of economic growth. At the current stage, in times of crisis over 2014-2016, effective functioning of the banking system and the system of guaranteeing deposits has become an important concept. The research objectives include analyzing resource capacity of the banking system and considering a range of problems related to guaranteeing deposits during the period of 2014-2016. The authors analyze the data on the amount of individuals’ deposits in the banks participating in the Deposit Guarantee Fund. The impact of reducing banks’ deposit base on Ukraine’s economy and a negative trend in savings is determined. The ratio of savings to GDP in a number of countries, including Ukraine, is analyzed. Particular attention is paid to the importance of money transfer from abroad. An emphasis is placed on the correlation between fluctuations of foreign currencies and deposits. The dynamics and structure of liabilities of the banks participating the Deposit Guarantee Fund are scrutinized. It is concluded that the share of retail deposits has been reduced. The dynamics of lending and the share of loan arrears are provided. Furthermore, the dynamics of loans issued by the National Bank of Ukraine to Ukrainian banks is described. Based on the research findings, a set of recommendation related to the formation and use of funds is developed. It is stressed that the further improvement of the banking system and the system of guaranteeing deposits is among priorities in times of crisis.
Authors and Affiliations
Bohdan Adamyk, Andrii Skirka
Keywords
Related Articles
- EP ID EP305220
- DOI -
- Views 104
- Downloads 0
Methodological principles for organization of monitoring in enterprises of natural recourse extraction
The purpose of the research paper is to provide theoretical rationale for the methodology and organization of monitoring in branches of natural recourse extraction and processing. The main tasks of internal control and m...
Monitoring customer satisfaction enterprise
The article explores the problems of increasing satisfaction of businesses customers. There is mentioned that the analytical indexes of performance of building a new model of management of relationships with consumers is...
Competitiveness of Ukraine’s system of taxation within the framework of integration into the European Union
The article reveals the essence and role of competitiveness of the taxation system taking into account retrospective trends and current aspects. In addition, it provides insight into main ways in which tax competition ma...
The concept of regulation of international labour migration in Ukraine
The article deals with challenges and opportunities for international labour migration in Ukraine. It is stressed that the approach to regulation of international labour migration should be comprehensive and should encom...
Relationship marketing in the system of agribusiness in the context of European integration process challenges
The essence of the concept of “relationship marketing”, which is considered conceptually new marketing approach, the basic idea of which is to strengthen the market position of the company by establishing long-term mutua...