Comparative Analysis of Islamic and Conventional Banks

Journal Title: Saudi Journal of Business and Management Studies - Year 2017, Vol 2, Issue 12

Abstract

Abstract:Saudi banks under the guidance of SAMA, had expanded their branch network, introduced stronger management methods and new technologies, raised new capital, improved their profitability and set aside large provisions for doubtful accounts. The aim of this paper is to analyze the capital adequacy ratio and its impact on Saudi Arabian Banking Sector. We compared the Capital Adequacy Ratio of Islamic and Conventional banks listed in Tadawul Stock. After analyzing the financial statements of the banks for five years (2013-2017) the present study concluded that.Alinma Bank had the highest mean among the Islamic Banks while Samba Bank had the highest mean among the Conventional Banks. The present study also studied the BASEL III norms of banks in Saudi Arabia. The two-way ANOVA test was applied to evaluate the financial performance of Islamic and Conventional Banks. Our results also indicate that there was no significant difference between the Capital Adequacy Ratio of the Islamic and selected Saudi Conventional Banks. Keywords:Saudi Arabian Banking Sector, Capital Adequacy Ratio, Financial Statements, Islamic, Conventional and Tadawul Stocks.

Authors and Affiliations

Elham Qawariri, Zertaj Fatima

Keywords

Related Articles

The Influence of Motivation, Compensation, Work Satisfaction on Turnover Intention Nurse at JTS Hospital

Abstract:The research entitled "The Influence of Motivation, Compensation, Job Satisfaction Against Nursing Turnover Intentions At JTS Hospital" aims to know, describe, measure and analyze the effect of motivation, compe...

Factor Proportion Theory: Evidence from Kenya

Abstract: This paper examined empirically if Kenya’s pattern of trade with India is consistent with Heckscher-Ohlin theory, using a fixed-effect panel data model and macroeconomic variables for the period 1970 to 2013. T...

Improving Competitive Advantage through Talent Management, Local Wisdom and Innovation (Case Study in SMEs South Bandung)

Abstract: Research on Local Wisdom, Innovation and Talent of Management on SME Competitiveness by using quantitative approach and survey method. The sample of the research is 61 people. Data were collected using question...

Analysis on Internal and External Factors

Abstract:The purpose of the research is to analyze the effect of internal factors and external factors on the organizational performance in policy making and regulation drafting.The research is a quantitative descriptive...

How Complaining Behaviors Effect on Performance in Government Industries?

Abstract:This research aims to determine the effect of emotional intelligence, complaining behavior and job satisfaction on the performance of employees. The object of this research is the employee at the office of Dinas...

Download PDF file
  • EP ID EP395949
  • DOI -
  • Views 140
  • Downloads 0

How To Cite

Elham Qawariri, Zertaj Fatima (2017). Comparative Analysis of Islamic and Conventional Banks. Saudi Journal of Business and Management Studies, 2(12), 1065-1070. https://europub.co.uk./articles/-A-395949