Credit Appraisal System in Allahabad Bank
Journal Title: International Journal of Engineering, Science and Mathematics - Year 2012, Vol 2, Issue 5
Abstract
Finance is required at every stage of business either for meeting day to operations or for starting up a new project. One of the important sources of raising finance is loans from banks. Commercial lending is one of the prime functions of any bank. But how does the bank appraises the creditworthiness of a borrower? What are the criterions to be fulfilled for granting loans? What are the tools used by the banks to appraise the loan proposal? These questions are being answered in this paper. This paper describes the credit appraisal process followed in Allahabad Bank.
Authors and Affiliations
Dr. . Rosy Kalra
Keywords
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