Credit Appraisal System in Allahabad Bank
Journal Title: International Journal of Engineering, Science and Mathematics - Year 2012, Vol 2, Issue 5
Abstract
Finance is required at every stage of business either for meeting day to operations or for starting up a new project. One of the important sources of raising finance is loans from banks. Commercial lending is one of the prime functions of any bank. But how does the bank appraises the creditworthiness of a borrower? What are the criterions to be fulfilled for granting loans? What are the tools used by the banks to appraise the loan proposal? These questions are being answered in this paper. This paper describes the credit appraisal process followed in Allahabad Bank.
Authors and Affiliations
Dr. . Rosy Kalra
Keywords
Related Articles
- EP ID EP26669
- DOI -
- Views 353
- Downloads 6
Study of Traveling Salesman Problem Using Genetic Algorithm
The traveling salesman problem is a permutation problem in which the goal is to find the shortest path between N different cities that the salesman takes is called the TOUR. In other words, the problem deals with findi...
The design of a Trusted Authentication scheme for Wimax Network
As a promising broadband wireless technology, WiMAX has many salient advantages over such as: high data rates, security, and mobility. Many sophisticated authentication and encryption techniques have been embedded into...
A COMPARATIVE STUDY OF PUBLIC (SBI & UTI) &PRIVATE (HDFC & ICICI) ASSET MANAGEMENT COMPANIES FUNDS (balanced, gilt (long term &short term) ON THE BASIS OF NAV, FUND AVERAGE RETURN,RISK FROM JAN 2010 TO MARCH 2011
Indian Mutual fund industry has witnessed a structural transformation during the past many years. Balanced Funds and the GILT-Short term and Long term funds areamong the most successful instruments grown at a fairly ra...
Flow and Heat Transfer in Straight Duct.
In the present work, a wall element technique based on finite element method (FEM) has been developed and adopted in the zone which is closed to the solid walls of a long straight channel which replaces the traditional...
Processing of TiO2/ TiCxO1 −x Nano-ceramic Composite semiconductor: Novel Results
In this work, we present experimental studies for the processing of TiO2/ TiCxO1−x Nanoceramic Composite. This paper reports the synthesis of TiO2/ TiCxO1−x composite with Ti/C ratio 50:30 via spark plasma sintering ro...