Credit Risk in Agriculture Sector
Journal Title: JOURNAL OF COMMERCE AND TRADE - Year 2012, Vol 7, Issue 2
Abstract
The objective of the research paper is to study the credit deficit in agricultural sector. Credit deficit in agricultural sector means the difference between the institutional farm credit availed by the farmers and cost of production. Farmers require access to affordable, adequate and timely credit to purchase and use the inputs required for cultivation. But the credit provided by the financial institutions to agricultural sector continues to be inadequate and less than the cost of production. It compels them to depend on informal sources of credit. So, in this paper in order to examine the difference between institutional short term credit availed by the farmers and cost of production i.e. credit deficit per acre and per farms, a field study (2009-10) of three villages of different degree of Bargarh district (Orissa) India has been done. In order to test the hypotheses to know the significant difference in the credit deficit per acre and per farm across the villages and farm sizes TWO WAY ANOVA TEST has been done.
Authors and Affiliations
Dr. Rabindra Kumar Mishra
Keywords
Related Articles
- EP ID EP248580
- DOI -
- Views 93
- Downloads 0
A Conceptual Perspective on Brand Switching Behaviour of Consumers in Telecommunication Industry
The best thing to happen to mankind was the mobile phone. India has emerged as the fastest growing mobile phone market in the world. Mobile phone was thought of as a magical gadget in the past. It is a reality now. With...
The Study of Opportunities and Challenges of Retail Banking in Indian Economy
The increase in retail lending in developing economies can be attributed to the rapid growth of personal wealth, favorable demographic profile, and development in information technology, the conducive macroeconomic envir...
Social Media in Reference to Automobile Sector
Indian market is one of the largest markets of cars. The rising income levels of an individual especially middle class family has lift up their standards of living and has diverted their purchases towards commodities whi...
Indian Ethos Echoes in Management
A Hindu Perspective on Religion and Management. It could of course be argued that there are good prudential reasons for preferring the word “spirituality” to “religion”. In a recent probe of the attitudes of several hund...
A Study of SENSEX Volatility (Pre and Post Elections)
The political parties and the general public to know who would be in control of the power at the Centre are keenly awaiting the greatest festival of Indian democracy, generally a once-in five- years affair, and this summ...