Efektywne zarządzanie ryzykiem technologicznym w bankach spółdzielczych
Journal Title: Studia Ekonomiczne, Prawne i Administracyjne - Year 2016, Vol 3, Issue 3
Abstract
The development of new technologies in cooperative banks is a prerequisite for meeting the competition and increasing the share of this sector in the banking market. The competitive advantage is determined through the skillful use of innovations, without which it is not possible to fully satisfy customer needs. We witness a particular race in the introduction of innovative solutions by banks. New technologies however, carry with themselves growing threats to the condition and activity of banks. The purpose of this article is to present the risks associated with digitization, which will have to be faced by a both financially and organizationally differentiated sector of cooperative banks. In order to effectively manage the technological risk cooperative banks will need to make significant changes in their management methods, resulting in merging the smaller banks with the bigger ones. (original abstract)
Authors and Affiliations
Karol Sadurski
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