Financial education for an ageing population
Journal Title: ROZPRAWY UBEZPIECZENIOWE. Konsument na rynku usług finansowych. - Year 2017, Vol 26, Issue 4
Abstract
The issue of financial education and the need for its provision has been the subject of much research and analysis. A group particularly in need of financial education is elderly people. They constitute a growing and increasingly active group of customers for financial services, having specific expectations with respect to banking products and financial institutions. Still, many elderly people are at risk of financial exclusion. Although they are becoming increasingly accustomed to using banks, their level of use of financial services in general remains low. Possible reasons for this include insufficient financial education or the inappropriate form in which it is provided. This article analyses the activity of elderly people in the financial services market, as well as the problem of financial exclusion and the role of financial education in preventing it. Certain issues relating to the financial education of elderly people are identified, and solutions are proposed.
Authors and Affiliations
Ilona Skibińska-Fabrowska
Keywords
Related Articles
- EP ID EP254269
- DOI -
- Views 97
- Downloads 0
Świadomość ubezpieczeniowa indywidualnych klientów zakładów ubezpieczeń z terenu województwa dolnośląskiego na tle badań ankietowych (Insurance awareness of the individual clients of insurance companies from the area of Lower Silesia – survey results)
Świadomość ubezpieczeniowa jest ważnym elementem dobrze funkcjonującego rynku ubezpieczeń. Pozwala ona na racjonalne korzystanie przez społeczeństwo z dostępnej oferty ubezpieczeń, która stanowi ochronę przed ryzykiem ni...
Ubezpieczenia wzajemne w sektorze rolnym (Mutual insurance in agriculture)
The article deals with the research problem on how to determine the significance of mutual insurance in the agricultural sector. The aim is to analyse the current position of mutual insurance companies within the agricul...
O skutkach zawarcia ugody pomiędzy poszkodowanym a ubezpieczonym sprawcą szkody względem zakładu ubezpieczeń
Polubowne likwidowanie sporów jest w ostatnich latach coraz bardziej popularną formą rozwiązywania wszelkiego rodzaju spraw cywilnych, w tym także tych z zakresu prawa ubezpieczeń gospodarczych. Strony zainteresowane jak...
The Polish life insurance market in view of consumer protection issues
The article describes trends observable on the Polish life insurance market. The market structure analysis leads to the presentation of tendencies and directions of growth, with particular emphasis placed on the demand f...
Protection for pension scheme members in times of financial crisis: looking beyond national competencies (Ochrona uczestników planów emerytalnych w czasach kryzysu finansowego: analiza kompetencji ponadnarodowych)
Occupational pension schemes are particularly vulnerable to the negative economic and political consequences of global financial uncertainty. This is especially evident in a country such as the United Kingdom which has a...