MENAKAR PROFITABILITAS BANK SYARIAH INDONESIA (BSI) PASCA MERGER
Journal Title: Tadayun: Jurnal Hukum Ekonomi Syariah - Year 2022, Vol 3, Issue 2
Abstract
The merger of Islamic banks is a strategic step to build the strength of Islamic banking in Indonesia to face competition between Islamic banks and conventional banks. The purpose of this study was to determine the growth rate before and after the BSI merger. This type of research is descriptive qualitative. The analysis technique was carried out by reducing and verifying data. The results of this study indicate that the profitability proxied by Gross Profit Margin (GPM), Return On Assets (ROA), and Return On Equity (ROE) before the merger for 3 (three) banks, namely BRIS, BNIS and BSM have different profitability percentages. Meanwhile, after the merger into Bank Syariah Indonesia, the level of profitability showed a good increase.
Authors and Affiliations
Muhammad Syafaat, Triana Tasya
Keywords
Related Articles
- EP ID EP711814
- DOI https://doi.org/10.24239/tadayun.v3i2.82
- Views 67
- Downloads 0
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