Perspectives of development debt collection market in Poland – research results
Journal Title: Zarządzanie i Finanse - Year 2013, Vol 11, Issue 2
Abstract
Debt collection market in Poland is developing for over 20 years. Development of the market depends on the demand and supply of debt collection services. The factors that determine the demand for collection services include: the value of overdue receivables (which are affected by the size of all receivables on the market, the debtors morality of payments and the financial situation of the debtor) and the initial creditors tendency to use the external debt collection services and the mixed debt collection services (which is dependent on the legal regulations, social conditions and business determinants). The factors that affect the size of the supply on the debt collection market are: the providers of the debt collection services, (number, scope of activities, location, financial situation), the persons employed in the business of debt collection, (number, level of their knowledge and professionalism), the kinds and range of services offered on the market and the legal regulations conditioning the providing of the debt collection activities. Debt collection market in Poland is a well-developed market and economic conditions conducive to its further development. The market development is inhibited due to the negative image of debt collection business in society.
Authors and Affiliations
Katarzyna Kreczmańska-Gigol
Keywords
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