NOVELLA IN THE REIMBURSEMENT OF DAMAGE TO THE ROAD TRANSPORT ACCIDENT
Journal Title: Правовий часопис Донбасу - Year 2017, Vol 60, Issue 2
Abstract
The article investigates short stories in compensation of losses as a result of a traffic accident. Analyzed the current legislation, it is determined that the injured in the road and transport incident will be compensated for his own insurance, where he bought the policy, not the company of the culprit. However, it should be noted that at the legislative level, a direct settlement has not yet been possible. That is, the driver first chooses a company, which in case of what will compensate him for the damage. Such an outline is not simply designed to stop the illegal actions of delaying insurance payments by unscrupulous insurers, but also obliges the owner of the car to consciously choose his insurance company. The procedure for settling losses and making payments has a double benefit. For the insurer, this is the impetus to improve the service of servicing and the provision of high-quality and timely services, thanks to which a «permanent» client is formed with the likelihood of further cooperation. For the client – a reliable company, which he trusts. Direct settlement in the test mode will be valid for two years. Only 18 insurance companies out of 323 operating in Ukraine agreed to work in this mode. It should be noted that the main advantages of this system are: choice of the injured in an accident insurance company, in which you can get a refund (the culprit of an accident or your own insurance company); reduction of deadlines for settlement of losses; guarantee of timely receipt of insurance compensation.
Authors and Affiliations
Volodymyr Buha, Ganna Buha
Keywords
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