PROCESS-FLOW APPROACH TO DISCLOSURE OF BANKING SYSTEM FINANCIAL STABILITY
Journal Title: Вісник Університету банківської справи - Year 2018, Vol 0, Issue 2
Abstract
Based on the generalization of the main provisions of stream and process approaches to the management of economic systems, as well as taking into account the links between the basic economic categories, the operation of which discloses the content of approaches, the possibility of their integrated combination as a theoretical basis for deepening the understanding of the stability of the banking system is determined. In order to specify the terminology within the process-flow approach according to the criteria of content load and morphological construction, the study of the essence of monetary and financial flows was made and concluded that their interconnection is as follows: financial flows that arise in the process of banking activity, are «accompanied» by the corresponding cash flows. The content of the process-flow approach to study the stability of the banking system is revealed through relationship banking activities and financial flows in the context of the implementation of the transformation functions of banks. In accordance with the process-stream approach, the stability of the banking system is determined on the basis of changes in the parameters of input and output financial flows that represent the movement of financial resources in time in the process of formation, distribution and use. As a result of systematization of the principles of process and flow approaches, their synthesis and transformation, in relation to the needs of understanding the stability of the banking system, a list of principles of the process and flow approach is formed. In accordance with certain principles (minimizing risks, dynamism, adaptability, causality, structuring, balancing, targeting achievement and ensuring efficiency), to ensure the stability of the banking system, it is necessary to: balance the incoming and outgoing financial flows of banks; in order to minimize the ongoing monitoring of their financial risks; Continuous tracking of activity parameters, incoming and outgoing financial flows of banks; detection of destabilizing factors of influence on their deviation and timely correction of managerial decisions in response to negative changes; taking into account causal links between financial and economic events and balancing of financial flows of banks.
Authors and Affiliations
Анжела Кузнєцова, Наталія Погореленко
Keywords
Related Articles
- EP ID EP461340
- DOI -
- Views 99
- Downloads 0
FORMATION OF BUSINESS AND CREATIVE CHARACTER OF THE SPECIALISTS OF THE ECONOMIC PROFILE IN THE CONDITIONS OF SOCIO-ECONOMIC TRANSFORMATIONS
The problem of preparation of specialists of the economic profile – business people, education of their spirituality, formation of moral and psychological desire for self-perfection, ability to creative search and accept...
CONCEPTUAL PRINCIPLES OF EDUCATION THE SPECIALISTS FOR THE SOCIAL PROTECTION SYSTEM IN THE BANKING UNIVERSITY
The article contains an explication of the conceptual principles of the education in a new specialty 232 "Social Protection" in Banking University. Their importance for the development of the University is outlined: it i...
MODELLING OF PERIODIC ECONOMIC PROCESSES
The model of an equation of prices on asset level is investigated. Mathematical modelling and computer simulation of periodic economic processes discrete in time are considered. The methodology of replacement of the diff...
КОНЦЕПТУАЛЬНІ ЗАСАДИ ПІДГОТОВКИ ФАХІВЦІВ ДЛЯ СИСТЕМИ СОЦІАЛЬНОГО ЗАБЕЗПЕЧЕННЯ У ДВНЗ «УНІВЕРСИТЕТ БАНКІВСЬКОЇ СПРАВИ
Викладено концептуальні принципи підготовки фахівців нової для ДВНЗ «Університеті банківської справи» спеціальності 232 «Соціальне забезпечення». Окреслено її значення для розвитку навчального закладу: це посилення гуман...
ФОРМИРОВАНИЕ ДЕЛОВИТОСТИ И КРЕАТИВНОСТИ У СПЕЦИАЛИСТОВ ЭКОНОМИЧЕСКОГО ПРОФИЛЯ В УСЛОВИЯХ СОЦИАЛЬНО-ЭКОНОМИЧЕСКИХ ТРАНСФОРМАЦИЙ
Рассматривается проблема подготовки специалистов экономического профиля – деловых людей, воспитание их духовности, формирование нравственно-психологического стремления к самосовершенствованию, способности к творческому п...