Securely Eradicating Cellular Dependency for E-Banking Applications
Journal Title: International Journal of Advanced Computer Science & Applications - Year 2018, Vol 9, Issue 2
Abstract
Numerous applications are available on the Internet for the exchange of personal information and money. All these applications need to authenticate the users to confirm their legitimacy. Currently, the most commonly employed credentials include static passwords. But people tend to behave carelessly in choosing their passwords to avoid the burden of memorizing complex passwords. Such frail password habits are a severe threat to the various services available online especially electronic banking or e-banking. For eradicating the necessity of creating and managing passwords, a variety of solutions are prevalent, the traditional ones being the usage of One-Time-Password (OTP) that refers to a single session/transaction password. However, the majority of the OTP-based security solutions fail to satisfy the usability or scalability requirements and are quite vulnerable owing to their reliance on multiple communication channels. In this paper, the most reliable and adoptable solution which provides better security in online banking transactions is proposed. This is an initiative to eradicate the dependency on Global System for Mobile communication (GSM) that is the most popular means of sending the One-Time-Passwords to the users availing e-banking facilities.
Authors and Affiliations
Bisma Rasool Pampori, Tehseen Mehraj, Burhan Ul Islam Khan, Asifa Mehraj Baba, Zahoor Ahmad Najar
Keywords
Related Articles
- EP ID EP277051
- DOI 10.14569/IJACSA.2018.090253
- Views 95
- Downloads 0
Gaze Direction based Mobile Application for Quadriplegia Wheelchair Control System
People with quadriplegia recruit the interest of researchers in introducing automated movement systems for adopted special purpose wheelchairs. These systems were introduced for easing the movement of such type of disabl...
Comparative Analysis of K-Means and Fuzzy C-Means Algorithms
In the arena of software, data mining technology has been considered as useful means for identifying patterns and trends of large volume of data. This approach is basically used to extract the unknown pattern from the la...
Smart Rubric-based Systematic Model for Evaluating and Prioritizing Academic Practices to Enhance the Education Outcomes
Recently, the impact of free-market economy, globalization, and knowledge economy has become a challenging and focal to higher educational institutions, which resulted in radical change. Therefore, it became mandatory fo...
Planning And Allocation of Tasks in a Multiprocessor System as a Multi-Objective Problem and its Resolution Using Evolutionary Programming
The use of Linux-based clusters is a strategy for the development of multiprocessor systems. These types of systems face the problem of efficiently executing the planning and allocation of tasks, for the efficient use of...
A Copula Statistic for Measuring Nonlinear Dependence with Application to Feature Selection in Machine Learning
Feature selection in machine learning aims to find out the best subset of variables from the input that reduces the computation requirement and improves the predictor performance. In this paper, a new index based on empi...