STUDY REGARDING THE INFLUENCE OF THE UNEMPLOYMENT RATE OVER NON-PERFORMING LOANS IN ROMANIA USING THE CORRELATION INDICATOR
Journal Title: Annales Universitatis Apulensis series Oeconomica - Year 2012, Vol 14, Issue 2
Abstract
In this paper it is studied the influence of unemployment rate on non-performing loans in Romania. The following issues are presented: the definition of nonperforming loans, the criteria used by Romania in the definition of nonperforming loans (NPL), Romanian legislation that regulates nonperforming loans, the causes leading to nonperforming loans and the national regulates regarding unemployment. The paper contains also graphic representation of the analysis: 1) nonperforming loans in the world, 2) credits in Romania by the five risk classes for years 2006- 2011; 3) nonperforming loans based on the unemployment rate in Romania. Finally, we established the correlation between unemployment rate and nonperforming loans in Romania, with the usage of the "Pearson" correlation coefficient.
Authors and Affiliations
Iuga Iulia, Lazea Ruxandra
Keywords
Related Articles
- EP ID EP145990
- DOI -
- Views 109
- Downloads 0
APPLYNG THE PRINCIPLES OF CORPORATE GOVERNANCE IN CENTRAL AND EASTERN EUROPEAN COUNTRIES, THE NATIONAL CHARACTERISTICS AND PARTICULARITIES OF CORPORATE GOVERNING IN THE ROMANIAN ECONOMY
With direct support of the OECD and the World Bank the East-Central European states have been encouraged to adopt and implement codes of conduct and corporate governance principles to minimize risk, boost performance, im...
LINKING MONEY SUPPLY WITH THE GROSS DOMESTIC PRODUCT IN ROMANIA
Evolution of money supply and gross domestic product are in a close relationship, in this paper we analysis this relationship in order to construct a function which will explicit this connection for Romania. Evolution of...
DISSEMINATION OF FINANCIAL INFORMATION INTO THE PUBLIC SECTOR – AN APPROACH FROM THE VIEW OF THE CENTRAL PUBLIC ADMINISTRATION ENTITIES FROM ROMANIA
The dissemination of financial information into the sector ensures and develops the transparency and trust of the community into the state entities. In this context, the undertaken qualitative research has as objec...
ECONOMIC – FINANCIAL AND SOCIAL CRISIS: BETWEEN THE FUNCTIONS OF THE STATE AND NATURE’S LAWS
The paper analyses some of the challenges that economic sciences face during the global crisis. Ideologically, the crisis caused a fierce debate between the adherents of the ultraliberal theory regarding Adam Smith’s „...
DETERMINATION OF USERS SATISFACTION LEVEL REGARDING THE QUALITY OF E-SERVICES PROVIDED BY “BOGDAN-VODĂ” UNIVERSITY
The results of researches present in the specialized literature emphasize that the evaluation of both e-services and traditional services is based on the customers’ individual experiences. This paper presents a study co...