The Influence Of Inclusive Financial Implementation On Economic Development Performance And Changes In Economic Structure To Realize Public Welfare In Bali Province
Journal Title: IOSR Journal of Economics and Finance (IOSR-JEF) - Year 2018, Vol 9, Issue 4
Abstract
Inclusive finance is any effort that aims to eliminate all forms of price and non-price barriers to public access to use financial services so as to provide significant benefits for improving the living standards of the community, especially for regions with geographical areas that are difficult to reach or border area. The constraints faced in expanding financial inclusion in general can be grouped into 2 (two) namely the constraints faced by the community and the constraints faced by financial institutions. The province of Bali is included in provinces that experience a fairly good level of economic development compared to several provinces in Indonesia. It is noted that the capital of the Province of Bali is included in a large city that affects the economy in Indonesia. However, based on data submitted by Bank Indonesia, Bali is still in the unbankable category. The purpose of this study was to analyze the effect of the implementation of financial inclusion on the performance of economic development, changes in economic structure, and the welfare of the people in Bali Province. In addition, this study also analyzes whether changes in economic structure and economic development performance mediate the effect of the implementation of financial inclusion on the welfare of the people in Bali Province.
Authors and Affiliations
Gede Aryawan, NyomanDjinar Setiawina, Gede Sudjana Budiasa, Ida Bagus Putu Purbadharmaja
Modélisation KMVDe La Probabilité De Défaut De Remboursement : Application A La Bourse De Valeurs De Casablanca
The granting of the loan by a credit institution in Morocco is a very risky operation, indeed, according to the Global Failure Index of the firm Euler Hermes, Morocco is among the countries that will record the highest i...
Influence Of Working Capital Management On Financial Distress In Hospitality Industry (A Study Of Four And Five Star Hotels In Nairobi County)
The objective of this study was to determine influence of working capital management on financial distress in hospitality industry. More specifically the study determined the influence of cash conversion cycle on financi...
Oil and Gas Management: Issues and Prospects
Oil and gas management has recently become complex due to the demands from stakeholders especially during different price regime. The study examined the tensions created by the international oil companies and the nationa...
Extensive Tobacco Cultivation in Kushtia District of Bangladesh: Changes in Cultivators’ Perception Regarding External Cost
This paper aims at exploring whether tobacco growers receive positive marginal social benefit than the marginal social cost they incur from extensive tobacco cultivation in rural areas of Bangladesh. This study uses prim...
Fiscal Policy And 2016 Recession In Nigeria: An Analysis Of 2017 Budget Of Recovery
Nigerian recession is not accidental but a logical effect of the mindless looting of national treasuring, mismanagement of public funds, neglect of the real sector of the economy for security issues, huge cost of insecur...