The relationship of the deposit base of banks in Ukraine with macroeconomic indicators
Journal Title: Формування ринкових відносин в Україні. Збірник наукових праць - Year 2019, Vol 3, Issue 3
Abstract
institutions. The purpose of the article is to determine the relationship of macroeconomic indicators, such as: the exchange rate, the size of loans, GDP, real wages and the consumer price index in Ukraine, with the deposit base of banks.These economic indicators are the driving force behind the functioning of the banking sector, because the size of the discount rate will be formed on the basis of their analysis. Methodology of the work. When selecting factors for building a model, methods of analysis and synthesis were used. For a more detailed study of the relationship of macroeconomic indicators with the deposit base, a statistical program was used. Results of the work. The efficiency of banks depends of the volume and structure of banking resources, most of which are formed by attracting temporarily free funds of individuals and legal entities.The main factor in stimulating economic development is to ensure the necessary financial resources and an increase in the volume of money in circulation. Because the conflicts in society reduce the incomes of citizens and as a result to reduce the cost of deposits, which reduce cash expenditures. An important factor in the formation of deposits is the available funds of the population. ecoConclusions. To achieve the goal of stabilizing the country’s economy, it is necessary to concentrate effective conditions for expanding lending to the real sector of the economy, which in turn will ensure the formation of significant accounting deposits.Further research will be focused on the search for the efficiency of the deposit market in Ukraine.
Authors and Affiliations
K. F. CHERKASHYNA, O. O. SOTNIK
Keywords
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- EP ID EP586878
- DOI 10.5281/zenodo.2678020
- Views 128
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