Trend and Pattern of Agricultural Credit System in India
Journal Title: IJAR-Indian Journal of Applied Research - Year 2016, Vol 6, Issue 3
Abstract
Agricultural credit is a critical input for farming community in India, when there is a lack of simultaneity between the realization of income and the act of expenditure. The use of various farm inputs such as chemical fertilizers, seeds, tube wells, tractors, combines, hired labour and rent for leased land, etc., has led to an overall increase in the cash expenditure of farmers. Yet the per capita income of farmers has not grown at the same rate as input prices and sheer cost of agricultural production. As a result, farmers have little surplus cash at their disposal and are forced to take huge amounts of loan. This has led to a spurt in the growth of agricultural credit (Human Development Report, 2004).
Authors and Affiliations
UMAIBAN M M
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