WAYS FOR IMPROVEMENT OF BANK RISK MANAGEMENT AND INCREASE THE LEVEL OF ITS EFFICIENCY
Journal Title: Інноваційна економіка - Year 2017, Vol 70, Issue 7
Abstract
Purpose. A research purpose is ground of theoretical, methodological positions and practical recommendations in relation to the ways for improvement of bank risk management and increase the level of its efficiency. Methodology of research. In basis of researches works are fixed both scientific (analysis, supervision) and special, methods of cognition. The methods of analysis and supervision are used for research of bank risk management. Methods of cognition are the specifics of risk management and increase of level of his efficiency used for a ground. Findings. It is marked that jars must constantly work above the improvement of the system of own risk management. It is found out that effective is a model of bank risk management, which consists of such elements: mechanism of authentication and estimation of risks of bank; complex of measures and instruments of decline of risks of bank; organization of control of risk position of bank; the system of making decision is in relation to the risks of bank. It is marked, that every bank must analyses and control the risk positions, using those measures and facilities which are him accessible, and which answer the type of risks which a bank is specialized on. It is grounded that process of risk management in the jars of Ukraine it costs to organize thus, that all structural stages and levels were overcame – from the top management of bank establishment (observant advice and rule of bank) to the level on which a risk is directly accepted and generated. A conclusion is done that the effective system of bank risk management must foresee functioning of the proper mechanism of influence on activity of bank. This influence must be complex and foresee the clear distributing of administrative functions and mechanism of inhibition and counterbalances. Jars must constantly work above the improvement of the system of own risk management and analyses and control the risk positions, using those measures and facilities, which are him accessible, and which answer the type of risks which a bank is specialized on. Originality. Measures and instruments of decline of bank risks are resulted. Practical value. Research results can be offered for introduction in a bank sector which will promote him to effective development.
Authors and Affiliations
Petro Buriak
Keywords
Related Articles
- EP ID EP320387
- DOI -
- Views 116
- Downloads 0
ORGANIZATIONAL AND ECONOMIC APPROACHES TO TYPOLOGIZATION OF PERSONAL PEASANT FARMS – SMALL FORMS OF ECONOMIC DEVELOPMENT
Purpose. The aim of the article is the development of methodological provisions and practical recommendations for the typology of personal peasant farms, as a specific small form of agricultural production. Methodology o...
THEORETICAL ASPECTS OF INNOVATIVE AND INVESTMENT PROVISION IN THE MEAT MARKET FUNCTIONING
Purpose. The research purpose is to substantiate the theoretical aspects of innovative and investment support for the meat market functioning. Methodology of research. In the research process, the following methods were...
PROBLEMS OF FORMATION AND FUNCTIONING OF THE EU FISCAL UNION IN CONDITIONS OF SOCIAL AND ECONOMIC STRATIFICATION
Purpose. The aim of the article is to analyze the problems of the formation, functioning and effectiveness of the EU fiscal union and its impact on the deepening of social and economic stratification. Methodology of res...
FRENCH EXPERIENCE OF MANAGEMENT OPTIMIZATION OF URBAN LOGISTICAL SYSTEMS IN REAL TIME
Purpose. Accordingly to the detailed analysis of the French experience, to search for effective organization of an environmental and economic mechanisms for the management of urban transport logistics, and to consider th...
METHODS OF ESTIMATION OF COMPETITIVENESS OF ENTERPRISES: RESEARCH AND IMPROVEMENT
Purpose. The purpose of the article is research of separate methods of evaluation of competitiveness of enterprises including enterprises of small business, comparison of advantages and disadvantages, search of the most...