Abstract

This study aims to obtain descriptive findings on promblem loans, factors that affect problem loans, and the most dominant factors affect problem loans in LPDs in District X. This research is a study that uses the type or form of verification research by survey method. Data collection in this research is done by documentation method, interview, and questionnaire. Data were analyzed by descriptive and factor analysis.The results of this study indicate that (1) problem debts in LPDs in Kecamatan X increased from 2014 to 2016 with an average increase of 488.27% in 2008 and 19.80% in 2016, (2) Factors which affects problem loan at LPD in District X is internal factor consisting of administrative weakness and weakness of human resource quality and external factor that is debtor factor, (3) The most dominant factor influencing promblem credit is weakness in credit documentation is the most internal factor dominant influence of promblem debts and carelessness of debtor is the dominant external factor affecting problem credit at LPD in District X

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