FACTORS AFFECTING CREDIT CARD OWNERSHIP OF STUDENTS
Journal Title: The Journal of International Social Research - Year 2015, Vol 8, Issue 41
Abstract
This study is conducted for the purpose of determining the effects of some socio‐economical and demographic factors on the credit card ownership of Students of Trakya University-Keşan Yusuf Çapraz School of Applied Sciences. Method: 218 students were subjected to a survey using a questionnaire and the data obtained was evaluated by using the Logit model. Result and Conclusion: According to the Logit model results among various variables used, the student's age, mother's, father's and brother's / sister’s occupational status, the monthly income of family, the monthly amount of money passing in the hands of student were found statistically significant variables on determining the ownership of a credit card. Also, Chi Square analysis are used to search credit card ownership according to the regions where students' families live and it is found that the regions where students' families live don't affect credit card ownership situation.
Authors and Affiliations
Ebru Onurlubaş
Keywords
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