Informational and analytical support for consumer credit decision-making process
Journal Title: Економічний журнал Одеського політехнічного університету - Year 2018, Vol 2, Issue 4
Abstract
In the article, consumer lending development trends, problems and prospects of the consumer lending development in Ukraine are analyzed. It was revealed that the main problem of consumer lending is the lack of repayment of loans by clients, which leads to weakening of the banking infrastructure. The stages, conditions, problematic aspects in the process of organization and provision of bank consumer loans are considered. The complex approach to the estimation of the processes of interaction of the commercial bank and the trading network in the process of providing consumer loans is proposed. The simulation model for information and analytical support of the decision-making process in the process of providing consumer loans has been developed. It allows to evaluate and analyze the activities of the bank and the trading network, to predict the flow of consumer loans, the client base, incomes and expenses of both the bank and the retail network from providing consumer credits.
Authors and Affiliations
Oksana Klepikova, Anatolij Semenov
Keywords
Related Articles
- EP ID EP564929
- DOI 10.5281/zenodo.1434140
- Views 72
- Downloads 0
Financial management strategy development and economic security
The essence of the financial strategy and its role in the system of strategic management of the enterprise are investigated in the article. The substantiation of its place and importance in the system of development mana...
Administrative processes in the field of providing administrative services
The article analyzes the approaches to the definition of management processes, defines the common characteristics of managerial processes in various fields of activity. The system of principles of managerial processes in...
Formation of conceptual principles of distributed production at industrial enterprises
The article develops conceptual principles of expanding distributed production at industrial enterprises in the context of the Fourth Industrial Revolution. The preconditions, essence and functions of distributed product...
Phase, stage of crisis methods of reducing their dysfunctional consequences for enterprises
An in-depth review of scientific approaches to structuring the elements of the crisis, causes, temporal characteristics and periodization of the crisis on the basis of information contained in current publications both d...
The contours of the reform of the demonopolization of the Ukrainian economy
The importance of demonopolization of the Ukrainian economy and the formation of competitive markets is shown. The theoretical and methodological bases for estimating the level of monopolization of the national economy a...