METODE KUADRAT TERKECIL UNTUK MERAMALKAN TINGKAT LIKUIDITAS PADA BMT KAPUAS MANDIRI SEJAHTERA DI KOTA PONTIANAK
Journal Title: AL-Mashrafiyah: Jurnal Ekonomi, Keuangan dan Perbankan Syariah - Year 2019, Vol 3, Issue 1
Abstract
The aimed of this research is due to the existence of accounting information related to liquidity problem in Baitul Maal wa Tamwil/The house of Business and Social (BMT) “Kapuas Mandiri Sejahtera” by determining the liquidity ratios and liquidity analysis through the least square trend method analysis. Therefore, we employ the secondary data sources in the form of financial statements. The result is that the 2013 Cash Ratio is less liquid, 2014 (liquid), 2015 (illiquid), 2016 (quite liquid), and 2017 is liquid respectively. Financing to Deposit Ratio (FDR) ratio in 2013 and 2017 (liquid), 2014 and 2016 (quite liquid), and ultimately in 2015 (less liquid). Next, The results of the least square quadrant method analysis, namely the cash ratio from 2013-2017 has depicted that BMT's cash ability to generate income fluctuated with a downward trend. As for FDR ratio from 2013-2017, the ability of financing to generate income has fluctuated whereby the trend has experienced a declining from year to year.
Authors and Affiliations
Muhammad Syaifullah
Keywords
Related Articles
- EP ID EP562446
- DOI -
- Views 200
- Downloads 0
EFEKTIFITAS MODAL KERJA DAN LIKUIDITAS SERTA DAMPAKNYA PADA KEBIJAKAN DIVIDEN PERUSAHAAN BERBASIS SYARIAH
This article discusses to analyze the companies’ financial performance i.e. the effect of working capital measured by Net Working Capital (NWC) on dividend policy as proxied by Dividend Payout Ratio (DPR), the influence...
MEKANISME DAN MASALAH PEMBIAYAAN MUDHARABAH PADA KANTOR BANK PANIN DUBAI SYARIAH CABANG MAKASSAR
The fact that of all the financing available at Panin Dubai Sharia Bank Makassar, Mudharabah financing is the slowest product in the last 5 (five) years. In this article, the focus on Islamic banks' panin products is in...
PERAN DAN STRATEGI MARKETING FUNDING DALAM MENINGKATKAN JUMLAH NASABAH PENABUNG PADA BANK SYARIAH MANDIRI KCP. PANAKUKANG KOTA MAKASSAR
This article reviews the role and strategy of Marketing Funding in increasing the number of customers in Bank Syariah Mandiri KCP Panakkukang, Makassar City. This study uses qualitative research methods with a descriptiv...
WAKAF TUNAI DAN PEMBERDAYAAN EKONOMI MASYARAKAT
Waqf is one of muamalah activities that has spiritual, social and economic dimensions. Traditionally, waqf has only been interpreted as giving in the form of immovable property such as land and buildings whose designatio...
PENGUKURAN KINERJA PERBANKAN DENGAN METODE CAMEL
This research article reviews the performance comparison of conventional BRI and BRI sharia banking using the CAMEL method. The sample in this study is the Financial Report data in the form of financial statements of BRI...