PENGUKURAN KINERJA PERBANKAN DENGAN METODE CAMEL
Journal Title: AL-Mashrafiyah: Jurnal Ekonomi, Keuangan dan Perbankan Syariah - Year 2019, Vol 3, Issue 1
Abstract
This research article reviews the performance comparison of conventional BRI and BRI sharia banking using the CAMEL method. The sample in this study is the Financial Report data in the form of financial statements of BRI and BRI sharia which have been published in Bank Indonesia in 2013-2017. Data were analyzed using Independent sample t-test to test whether there were statistically significant differences between the financial performance of BRI and BRI sharia. Research Results show (1) BRI banking performance in the aspect of capital and management quality are in the healthy category; profitability factors and liquidity aspects Very healthy; (2) BRI sharia performance are: Capital factors and quality in the management arein category Unhealthy; Rentability factors are in the category of Fair enough; Assessment of liquidity is in the healthy category; (3) Theres is no significant difference between the value of CAR, and the value of Loan to Deposit Ratio (LDR) / Financing to Deposit Ratio (FDR) in BRI and BRI sharia; there are significant differences between the value of Non Performing Loans (NPL), Non Performing Finance (NPF) and Return on Assets (ROA) at BRI and BRI sharia.
Authors and Affiliations
Akramunas Akramunas
Keywords
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