Investigating the Effect of Electronic Banking Communications on Banks Financial Resources in Urmia Melli Bank Branches
Journal Title: International Research Journal of Applied and Basic Sciences - Year 2015, Vol 9, Issue 2
Abstract
The present study attempts to investigate the effect of electronic banking on banks financial resources in Urmia Melli Bank branches. In so doing, electronic banking has been defined on three levels as indicated by Kahzadi, namely transaction, communications and informing. In line with this is the development of three hypotheses were two questionnaires were used to test the hypotheses i.e. electronic banking questionnaire and financial resources questionnaire categorized by 30 and 20 items, respectively. Having determined the reliability and validity of the questionnaires, these data collection instruments were distributed among the statistical population including 214 employers working at Urmia Melli Bank branches. Having collected the questionnaires, the obtained data were categorized. Further, the study made use of descriptive and inferential statistic methods (Spearman, Pearson and regression test). The study results manifested that the transaction aspect of electronic banking had an effect on financial resources of Melli Bank branches.
Authors and Affiliations
Soheila Choopani| Departement of Management, Urmia Branch Islamic Azad Univecity Sulduz Center, Urmia, Iran, email: choopanys@yahoo.com, Mehran Molavi| Department of Public Administration, Mahabad Branch, Islamic Azad University, Mahabad, Iran
Keywords
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